/* Editorial visual system: navy information, gold resources, red decisions. */
.hero{background:radial-gradient(ellipse at 100% 0,#e6edf8 0,transparent 55%),#fff}.hero-copy{position:relative}.hero h1{margin-block:25px}.hero-visual{position:relative}.banner-film{border-radius:8px;box-shadow:14px 15px 0 #e9eef6,0 20px 42px #0929670b}.film-topline{border-top:4px solid #c52331}.hero-actions .button{box-shadow:0 7px 16px #09296715}.guide-jump{background:#fff}.guide-jump a{position:relative}.guide-jump a:hover{color:#c52331}.section-title .eyebrow{color:#64768d}.overview-layout{gap:28px}.benefit{position:relative}.benefit small{color:#4c6079}.conditions{border-radius:8px}.conditions li:before{border-radius:1px;transform:rotate(45deg)}
.funds-key{display:flex;align-items:center;gap:18px;margin:0 0 25px;color:var(--blue)}.funds-key>span{display:flex;gap:9px;align-items:center;font-size:13px;font-weight:600}.funds-key b{font:700 11px/1 Arial,sans-serif;border:1px solid #c2ccdc;border-radius:50%;width:25px;height:25px;display:grid;place-items:center;background:#fff}.funds-key i{font-style:normal;color:#8492a7}.finance-grid article{display:flex;flex-direction:column;position:relative;border-radius:8px}.finance-grid article:after{content:'';position:absolute;right:26px;top:28px;width:7px;height:7px;border-radius:50%;background:#092967}.finance-grid article:nth-child(2):after{background:#b98b18}.finance-grid article:nth-child(3):after{background:#c52331}.finance-grid .pill{align-self:flex-start;margin-top:auto}.finance-grid p{padding-bottom:15px}.cost-note{padding:20px 23px;border:1px solid #d5dfec;border-radius:8px;background:#fff}
.life-editorial{display:grid;grid-template-columns:.85fr 1.3fr;gap:48px;align-items:center;margin-bottom:30px}.life-editorial .poster-heading{margin:0}.life-editorial .poster-heading h2{font-size:36px;line-height:1.55;max-width:330px}.life-editorial .poster-heading p{max-width:330px}.life-editorial .life-scene{height:340px;margin:0;border-radius:8px}.life-scene:after{display:none}.life-scene>span{position:absolute;inset:auto 0 0;padding:13px 18px;background:#092967;color:#fff;font-size:12px;letter-spacing:.3px}.life-scene img{height:calc(100% - 47px);object-position:50% 55%}.life-detail{transition:border-color .2s,box-shadow .2s}.life-detail:hover{border-color:#9db3d1;box-shadow:0 5px 18px #09296708}.life-detail summary:after{width:25px;height:25px;border-radius:50%;background:#eaf0f8;text-align:center;font-size:18px}.poster-card-top small{color:#536780}.life-reading-note{border-left:3px solid #d4a124;padding-left:12px}.poster-foot{padding-top:16px;border-top:1px solid #dae3ee}
.roadmap-stages{display:grid;grid-template-columns:1fr 1fr;gap:25px;margin-bottom:20px}.roadmap-stages span{padding:10px 16px;background:#edf2f9;border-left:3px solid #092967;color:#092967;font-size:13px;font-weight:700}.roadmap-stages span:last-child{background:#fff8e8;border-color:#b98b18}.steps{position:relative;background:#fff;border:0;border-radius:0;padding:8px 0 28px;gap:24px}.steps:before{content:'';position:absolute;top:31px;left:7%;right:7%;height:1px;background:#b6c8df}.steps li>span{position:relative;z-index:1;margin:0 auto 25px;background:#fff;box-shadow:0 0 0 8px white;width:46px;height:46px}.steps li:not(:last-child):after{display:none}.step-symbol{display:block;width:32px;height:32px;color:#6a829e;margin:0 auto 15px}.steps strong{display:block;font-size:15px;line-height:1.65}.steps p{font-size:12px;line-height:1.85;margin-top:9px}.steps li:nth-child(n+4)>span{border-color:#ac8017;color:#8b6511}.steps li:last-child>span{background:#092967;border-color:#092967;color:#fff}.steps li:last-child .step-symbol{color:#c52331}#process .fineprint{margin:0;padding:18px 20px;border-left:3px solid #c52331;background:#f5f7fb;color:#50647e}
.tier{box-shadow:0 9px 25px #09296706}.tier dl{border-top:1px solid #e1e7ef;padding-top:20px}.tier dd{font-variant-numeric:tabular-nums}.comparison-notes{padding:23px 26px;background:#f5f7fb;border-radius:8px}.poster-family-grid article{border-radius:8px}.poster-family-grid article:nth-child(2){border-color:#d4a124}.poster-family-grid article:nth-child(3){border-color:#092967}.poster-rules{border-radius:8px}.service-grid article{border-radius:8px;display:flex;flex-direction:column}.service-grid a{align-self:flex-start;margin-top:auto;border-bottom:1px solid #b4c4d8;padding-bottom:5px}.sources{border-top:1px solid #dae3ee;padding-top:40px}.planner{border-radius:8px}#plan-result{border-left:1px solid #dae3ee;padding-left:35px}#lead-form{border-radius:8px}.contact-card{border-radius:8px}.button,.contact-icon{transition:background-color .18s,box-shadow .18s}.button:hover{box-shadow:0 5px 15px #09296720}
@media(max-width:1100px){.finance-grid article:after{display:none}.life-editorial{gap:30px}.life-editorial .poster-heading h2{font-size:31px}.steps{grid-template-columns:repeat(6,minmax(0,1fr));gap:14px}.steps strong{font-size:13px}.steps p{font-size:11px}}
@media(max-width:850px){.life-editorial{grid-template-columns:1fr;gap:24px}.life-editorial .poster-heading h2,.life-editorial .poster-heading p{max-width:none}.life-editorial .life-scene{height:300px}.roadmap-stages{display:none}.steps{grid-template-columns:1fr 1fr;gap:0 26px;padding:0}.steps:before{display:none}.steps li{display:grid;grid-template-columns:45px 1fr;column-gap:16px;text-align:left;padding:20px 0;border-top:1px solid #d5e0ee;align-content:start}.steps li>span{grid-column:1;grid-row:1/4;box-shadow:none;width:40px;height:40px;margin:0}.step-symbol{grid-column:2;width:26px;height:26px;margin:3px 0 11px}.steps strong,.steps p{grid-column:2}.steps strong{font-size:15px}.steps p{font-size:12px}#process .fineprint{margin-top:15px}.banner-film{box-shadow:8px 9px 0 #e9eef6}.comparison-notes{padding:23px}#plan-result{padding-left:25px}}
@media(max-width:600px){.hero h1{margin-block:22px}.funds-key{gap:9px;justify-content:space-between;flex-wrap:wrap;margin-bottom:21px}.funds-key>span{font-size:11px;gap:5px}.funds-key b{width:21px;height:21px;font-size:10px}.funds-key i{font-size:12px}.finance-grid p{min-height:0}.cost-note{padding:18px 16px}.life-editorial{gap:20px}.life-editorial .poster-heading h2{font-size:28px}.life-editorial .life-scene{height:255px}.life-scene>span{font-size:11px;padding:12px 14px;line-height:1.8}.life-scene img{height:calc(100% - 44px)}.steps{grid-template-columns:1fr;gap:0}.steps li{grid-template-columns:42px 1fr 32px;gap:4px 16px;padding:23px 0}.steps li>span{grid-row:1/3}.step-symbol{grid-column:3;grid-row:1/3;align-self:center;margin:0}.steps strong{grid-column:2;font-size:16px}.steps p{grid-column:2;font-size:13px;margin-top:4px}.comparison-notes{padding:21px}.sources{padding-top:32px}#plan-result{padding:24px 0 0;border-left:0;border-top:1px solid #dae3ee}.service-grid article{padding:25px}.life-detail summary:after{right:13px}.life-detail summary strong{padding-right:24px}}
@media(prefers-reduced-motion:reduce){*,*:before,*:after{transition:none!important;animation:none!important}html{scroll-behavior:auto}}
.permit-phases{display:flex;align-items:center;gap:5px;margin:18px 0 16px;max-width:280px}.permit-phases span{flex:1;background:#edf2f9;border-bottom:3px solid #092967;padding:6px 3px;text-align:center;font-size:12px;color:#092967;font-weight:700}.permit-phases span:last-child{background:#fff4d8;border-color:#b88a1a}.permit-phases i{font-size:10px;font-style:normal;color:#798ba5}.story-entered{animation:story-arrive .55s ease-out both}.steps.story-entered:before{transform-origin:left;animation:story-line .9s ease-out both}@keyframes story-arrive{from{opacity:.5;transform:translateY(12px)}to{opacity:1;transform:translateY(0)}}@keyframes story-line{from{transform:scaleX(.12)}to{transform:scaleX(1)}}@media(max-width:600px){.permit-phases{gap:3px}.permit-phases span{font-size:10px;padding-block:5px}.permit-phases i{font-size:8px}.story-entered{animation-duration:.4s}}@media(prefers-reduced-motion:reduce){.story-entered,.steps.story-entered:before{animation:none!important;transform:none}}
.grouped-topics{align-items:start;gap:22px}.life-topic-group>h3{font-size:15px;color:#092967;line-height:1.7;margin:0 0 16px;border-bottom:2px solid #092967;padding-bottom:12px}.life-topic-group:nth-child(2)>h3{border-color:#b98b18}.life-topic-group:nth-child(3)>h3{border-color:#c52331}.life-topic-group .life-detail{margin-bottom:12px}.life-topic-group .life-detail:last-child{margin-bottom:0}.life-topic-group .life-detail summary{min-height:127px}.life-topic-group .life-detail[open] summary{min-height:0}@media(max-width:850px){.grouped-topics{grid-template-columns:1fr;gap:27px}.life-topic-group{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;align-items:start}.life-topic-group>h3{grid-column:1/-1;margin:0}.life-topic-group .life-detail{margin:0}.life-topic-group .life-detail summary{min-height:146px;padding:17px}.life-topic-group .life-detail summary strong{font-size:15px}}@media(max-width:600px){.life-topic-group{grid-template-columns:1fr;gap:10px}.life-topic-group>h3{font-size:16px;padding-bottom:10px;margin-bottom:4px}.life-topic-group .life-detail summary{min-height:0;padding:18px 20px}.life-topic-group .poster-card-top{margin-bottom:10px}.life-topic-group .life-detail summary strong{font-size:16px}.life-topic-group .life-detail summary:after{bottom:17px;right:17px}}
.family-editorial{display:grid;grid-template-columns:.9fr 1.3fr;gap:40px;align-items:center}.family-editorial .poster-heading{margin:0}.family-editorial .poster-heading h2{font-size:32px}.family-photo-pair{display:grid;grid-template-columns:1fr 1fr;gap:16px}.family-photo-pair figure{margin:0;background:#f3f7fb;border:1px solid #d7e1ed;border-radius:8px;overflow:hidden}.family-photo-pair figure:nth-child(2){margin-top:28px}.family-photo-pair img{display:block;width:100%;height:200px;object-fit:cover;object-position:center}.family-photo-pair figcaption{padding:14px;font-size:12px;font-weight:700;color:#092967;line-height:1.8}.family-photo-pair figcaption span{display:block;font-size:11px;font-weight:400;color:#50647e;margin-top:5px}.family-photo-pair figure:first-child img{object-position:50% 60%}.family-editorial+.poster-family-grid{margin-top:36px}@media(max-width:1100px){.family-editorial{grid-template-columns:1fr;gap:25px}.family-photo-pair img{height:230px}.family-photo-pair figure:nth-child(2){margin-top:0}.family-editorial .poster-heading h2 br{display:none}}@media(max-width:600px){.family-editorial{gap:22px}.family-editorial .poster-heading h2{font-size:28px}.family-photo-pair{gap:12px}.family-photo-pair img{height:145px}.family-photo-pair figcaption{padding:12px;font-size:11px}.family-photo-pair figcaption span{font-size:10px}.family-editorial+.poster-family-grid{margin-top:26px}}@media(max-width:359px){.family-photo-pair{grid-template-columns:1fr}.family-photo-pair img{height:170px}.family-photo-pair figcaption{font-size:12px}.family-photo-pair figcaption span{font-size:11px}}
@media(max-width:600px){.family-photo-pair figcaption{font-size:12px}.family-photo-pair figcaption span{font-size:11px}.life-scene>span{font-size:12px}.fineprint{font-size:12px}.benefit small{font-size:12px}.film-note{font-size:12px}.life-scene img{height:calc(100% - 46px)}}